User guide

How to use Lendoo

From first loan to backup โ€” everything explained in clear steps.

Step 1 ๐Ÿš€

Getting started

Download Lendoo from Google Play. At first launch you automatically get 14 days full access to all premium features โ€” no account, no credit card.

  • No registration or account required
  • Start immediately after installation
  • 14 days all premium features free
  • After the trial: 3 loans always free
Your data is yours. Lendoo requires no account and sends nothing to a server.
9:41๐Ÿ”‹
โŒ•
โ–ค
โš™
To receive
โ‚ฌ 1.240
3 leningen
I owe
โ‚ฌ 85
1 lening
Lent out
Borrowed
People
๐Ÿ’ถ
Bram de Vries
Money ยท until Jun 1
โ‚ฌ 450
๐Ÿ“š
Lisa Janssen
Book โ€” Sapiens ยท item
Item
๐Ÿ”ง
Tom Bakker
Drill ยท item
Item
Step 2 ๐Ÿ’ถ

Lending money

Tap the + button top right. Choose direction "I lend out" and type "Money". Fill in name, amount and an optional due date. You can also set a monthly repayment schedule.

  • Fill in the borrower's name
  • Set amount and due date
  • Optional: set monthly instalments
  • Optional: generate proof PDF
Above โ‚ฌ200 Lendoo automatically suggests generating a proof PDF.
9:41๐Ÿ”‹
โ† Back
DIRECTION
I lend out
I borrowed
TYPE
๐Ÿ’ถ Money
๐Ÿ“ฆ Item
BORROWER NAME
Bram de Vries
AMOUNT
โ‚ฌ 450,00
DUE DATE
1 jun 2025
Save loan
Step 3 ๐Ÿ“ฆ

Lending an item

Tap the + button and choose type "Item". Add a photo of the condition when lending โ€” useful to document scratches or wear. Choose a category like book, tool or electronics.

  • Name and description of the item
  • Photo of condition when lending (optional)
  • Choose a category
  • Set due date and reminder
The photo is included in the backup and never leaves your device without your action.
9:41๐Ÿ”‹
โ† Back
TYPE
๐Ÿ’ถ Money
๐Ÿ“ฆ Item
ITEM NAME
Bosch-boormachine
CATEGORY
๐Ÿ”ง Tools
PHOTO WHEN LENDING
๐Ÿ”ง
๐Ÿ“ธ
+
DUE DATE
15 apr 2025
Save item
Step 4 โ†ฉ

Tracking what you borrowed

Tap the + button and choose direction "I borrowed". This way you also track what you still need to pay back or return. The main screen clearly separates both directions.

  • "Borrowed" tab in the main screen
  • Same flow as lending
  • Separate balances per direction
  • Net balance per person visible
Via the people overview you see the net balance per person โ€” even if you both lend and borrow.
9:41๐Ÿ”‹
โŒ•
โ–ค
โš™
To receive
โ‚ฌ 450
1 lening
I owe
โ‚ฌ 85
1 lening
Lent out
Borrowed
People
WHAT I STILL OWE
๐Ÿ’ถ
Sanne Peters
Money ยท until May 1
โ‚ฌ 85
+ Add new borrowed item
Step 5 ๐Ÿ””

Setting reminders

Open a loan and choose "Set reminder". Choose how many days before the due date you want a notification. Reminders work fully locally โ€” no push server involved.

  • Configurable per loan
  • X days before due date
  • Global on/off in settings
  • Works without internet
Use "Ask for me" for a ready-made message in friendly, neutral or formal tone.
9:41๐Ÿ”‹
โ† Bram de Vries
SET REMINDER
๐Ÿ”” Reminder active
7 days before due date
1d
3d
7d
14d
30d
ASK FOR ME
TONE
๐Ÿ’ฌ Friendly
"Hey Bram, just wanted to check if the โ‚ฌ450 loan is still on your radar..."
Copy message
Step 6 ๐Ÿ“„

Generating a proof PDF

Lendoo generates a proof with names of lender and borrower, amount, duration, payment history and a signature field. Handy for larger amounts or formal agreements.

  • Automatically suggested above โ‚ฌ200
  • Contains full payment history
  • Signature field for both parties
  • Shareable via email or WhatsApp
The proof PDF is not a legally binding document. Consult a lawyer for formal agreements.
9:41๐Ÿ”‹
โ† Back
PROOF PDF
๐Ÿ“„ Loan Agreement
Lender Jij / You
Borrower Bram de Vries
Amount โ‚ฌ 450,00
Date 1 jan 2025
Due 1 jun 2025
Paid โ‚ฌ 150
โœ Signature field ยท both parties
โฌ† Share
๐Ÿ“ฅ Save as PDF
Step 7 ๐Ÿ‘ค

People overview

Tap "People" in the navigation bar (top right). You see all people with an active loan, the net balance and an overview of all their loans and items.

  • Net balance per person
  • Sort by name or balance
  • Click through to loan directly
  • Filter by active or archive
9:41๐Ÿ”‹
โŒ•
โ–ค
โš™
Lent out
Borrowed
People
BV
Bram de Vries
2 leningen ยท 0 items
+โ‚ฌ 450
to receive
LJ
Lisa Janssen
0 leningen ยท 1 item
Item
lent out
SP
Sanne Peters
1 lening ยท 0 items
-โ‚ฌ 85
I owe
TB
Tom Bakker
0 leningen ยท 1 item
Item
lent out
Step 8 ๐Ÿ’พ

Backup & restore

Go to Settings โ†’ Backup. Lendoo creates a ZIP file with all your loans, attachments and photos. Save it to Google Drive, OneDrive or a location of your choice.

  • ZIP contains all loans and attachments
  • Restore shows preview before confirmation
  • Never unexpectedly overwritten
  • Save to your own cloud or locally
Create backups regularly and store them safely. You are solely responsible for your data โ€” Lendoo cannot recover lost data.
9:41๐Ÿ”‹
โ† Back
Settings
DATA & BACKUP
๐Ÿ’พ
Create backup
ZIP with all loans and attachments
โ€บ
๐Ÿ“‚
Restore backup
Choose a ZIP file
โ€บ
โš  Your responsibility
Lendoo cannot recover lost data. Create backups regularly.
LAST BACKUP
DATE
28 mrt 2026 ยท 14:32
๐Ÿ’พ Create backup now
Step 9 โ™ป

Archive & completing loans

Mark a loan as completed via the loan detail page. Choose: fully repaid, returned, or write-off. Completed loans can be found in the Archive.

  • Archive via โ–ค top right
  • Restore loan to active
  • Search and filter in archive
  • Permanently delete if desired
9:41๐Ÿ”‹
โ† Back
Archive
COMPLETED LOANS
๐Ÿ’ถ
Bram de Vries
โ‚ฌ 200 ยท Jan 2025
โœ“ Repaid
๐Ÿ“š
Lisa Janssen
Book โ€” Atomic Habits
โœ“ Returned
๐Ÿ’ถ
Tom Bakker
โ‚ฌ 50 ยท Dec 2024
โœ— Written off
โ†ฉ Restore to active

Start today. 14 days free.

No account, no credit card. Download and start immediately.